You never want to make a horse purchase without thoroughly looking at the horse. There are things you can do on your own during the initial visit that will help you determine if there is anything that is obviously wrong. During the second visit you will want to have an expert out there such as a veterinarian that can uncover the medical conditions of the horse.
Visit 1: Personal visit to talk to the owners, give the horse a look over for general quality, and check on the personality of the horse. You may also want to get up there and ride a little to ensure the horse understands basic commands.
Visit 2: A medical visit to ensure you are not buying a horse that has been neglected or has serious medical issues. The last thing you want to do is buy a horse you will need to spend thousands helping or worse...put down! Not all people are honest so having an expert check it out is helpful.
An excellent article on what you can check out.
http://animalscience.uconn.edu/extension/publications/thingstolookfor.htm
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